Westland Financial Services

  • Blog
  • Contact Us
  • Broker Check
  • Home
  • About Us
    • Brief Video Introduction
    • Our Team
    • Westland History
  • Products
    • Our Carriers
    • Life Insurance
    • Annuities
    • Traditional Long Term Care
    • Asset Based Long Term Care
    • Hybrid LTC or Life & LTC Combination
    • Disability Insurance
    • Medicare Supplement Insurance
  • Producer Tools
    • Announcements
    • Term Quote Tool
    • Compulife Term Quotes
    • Annuity Search Tool
    • Forms and Applications
    • Product Info Tool
    • Underwriting Tips and Tools
    • iGO e-App
    • Quote Requests
  • Events
  • Marketing
    • Lead Generation
    • JourneyGuide
    • Advanced Markets
    • Asset Based LTC Video
    • Other Custom Videos
    • Carrier Marketing
    • Prospecting Letters
    • Sales Ideas
    • Custom Flyers
    • Client Approved Videos
  • Join Westland
    • Partnering With Westland
    • Broker/Dealer
    • Getting Started
    • Contracting & Licensing
    • Continuing Education
    • E&O Discount Program
    • Carrier Product Training

A Case to Share September 13, 2019

September 13, 2019 By itops

During the last few weeks we have worked on dozens of life, long term care, disability and annuity cases working alongside our Advisers.
If you are not discussing these issues with your clients then who will? 
 
Case 1 – Another tough case placed!
We had submitted a case about 8 months ago for a female client who had a recent scare regarding a lump in her breast.  Luckily a biopsy came back as benign, but the doctor recommended a 6 month follow up.  The carrier came back with a hold on the case (not declined) until after the 6 month appointment and results known.  So we waited. The follow up appointment was held and there were no new concerns, however the doctor again had indicated that a follow up was required in 6 months.  The insurance company would not re-open the case again until the results were known of the recommended follow up appointment!  With recommended 6 month follow ups, because of a history of breast cancer, she would never get approved.  We complained!Luckily we had documentation of what the carrier had said…  If the follow up appointment still showed stability of the mass then they will reconsider the case.  After an escalation to a senior underwriter we got the case re-opened and she was approved.
Call Westland about a case today and let us go to work for you.
Call or E-mail Nancy Woo to discuss a life case today.
E-Mail: Nancy Woo
(800)238-8144 x103
 
Call or E-mail Sean Sahin to discuss an annuity case today.
E-Mail: Sean Sahin
(800)238-8144 x120
 
Your Westland Team

Filed Under: Westland Word

Corporate headquarters | 15373 Innovation Drive, Suite 200, San Diego, CA 92128 | (800) 238-8144 - Contact Us
Privacy Policy | Terms of Use

For Professional Use Only.
Securities offered through The Leaders Group, Inc. Member FINRA/ SIPC 26 W. Dry Creek Circle, Suite 800, Littleton, CO 80120, 303-797-9080
Westland Financial Services Inc. is not affiliated with The Leaders Group, Inc. Westland CA Insurance Lic #: 0785972

© 2016 Westland Financial Services Inc.